### Terms of Service for ExBeliever (Spiritual Coaching Business)

1. Introduction

Welcome to ExBeliever! By accessing or using our services, you agree to abide by these Terms of Service. These terms govern your use of spiritual coaching services, including any information, products, or services available through our website or related platforms.

2. Services Provided

ExBeliever offers spiritual coaching services, including but not limited to one-on-one sessions, group coaching, workshops, online courses, and downloadable materials. These services are aimed at supporting individuals in their spiritual journeys and personal growth, particularly for those transitioning from previous belief systems.

3. Booking and Payments

* Booking: To schedule a coaching session or workshop, you must use our online booking system. All sessions are subject to availability.

* Payments: Payments for sessions, workshops, or courses must be made in full at the time of booking. We accept credit card payments, PayPal, or other approved payment methods.

* Cancellations and Refunds: Cancellations must be made at least 24 hours before the scheduled session. Refunds for paid sessions are not offered unless otherwise specified in writing.

4. Code of Conduct

* Respect: You are expected to engage with ExBeliever’s services respectfully, treating the coach and fellow clients with dignity.

* Responsibility: The guidance provided is intended to support your personal journey. However, results are not guaranteed, and it is your responsibility to apply the teachings in your life.

5. Limitation of Liability

ExBeliever is not liable for any physical, mental, or emotional harm that may arise from your participation in coaching sessions. The services are intended for spiritual and personal development only and are not a substitute for professional medical or psychological treatment.

6. Privacy and Confidentiality

All information shared during coaching sessions is confidential and will not be shared without your explicit consent, except in cases where disclosure is required by law.

7. Termination of Services

ExBeliever reserves the right to suspend or terminate services to any client at its discretion, especially in cases of disruptive or abusive behavior.

8. Intellectual Property

All content provided by ExBeliever (including written materials, courses, videos, and other media) is owned by ExBeliever and protected by copyright. You may not reproduce or distribute any content without prior written permission.

9. Dispute Resolution

In case of a dispute, both parties agree to attempt resolution through informal means. If an agreement cannot be reached, legal action may be pursued in a court of competent jurisdiction.

10. Changes to Terms

ExBeliever reserves the right to modify or update these Terms of Service at any time. Any changes will be communicated through the website or via email.